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Interest rate in United States
4.0% Federal Reserve Federal funds target range (upper bound), since 2026-09-17 (before: 3.75%).
Recent changes
| Date | Rate | Change |
|---|---|---|
| 2026-09-17 | 4.0% | +0.25 |
| 2025-12-11 | 3.75% | -0.25 |
| 2025-10-30 | 4.0% | -0.25 |
| 2025-09-18 | 4.25% | -0.25 |
| 2024-12-19 | 4.5% | -0.25 |
| 2024-11-08 | 4.75% | -0.25 |
| 2024-09-19 | 5.0% | -0.50 |
| 2023-07-27 | 5.5% | +0.25 |
| 2023-05-04 | 5.25% | +0.25 |
| 2023-03-23 | 5.0% | +0.25 |
| 2023-02-02 | 4.75% | +0.25 |
| 2022-12-15 | 4.5% | +0.50 |
| 2022-11-03 | 4.0% | +0.75 |
| 2022-09-22 | 3.25% | +0.75 |
| 2022-07-28 | 2.5% | +0.75 |
Source: Federal Reserve Bank of New York, Effective Federal Funds Rate and target range. The Effective Federal Funds Rate is subject to the Terms of Use posted at newyorkfed.org. Not affiliated with or endorsed by the Federal Reserve.. Checked automatically.
Questions
What is the interest rate in United States?
The Federal Reserve Federal funds target range (upper bound) is 4.0%, in force since 2026-09-17.
What was the last change?
A hike from 3.75% to 4.0%.
Where does this data come from?
Straight from the central bank's own published data (named under the table). Checked several times a day.
Can I get rate changes automatically?
Yes. The Central Bank Rates API returns every bank, history and decisions with one key. Free plan available.