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Home › Invoices, banking and VAT › SEPA XML checker and upgrade to the new format

SEPA XML checker and upgrade to the new format

Find why a bank rejects your SEPA file: schema, IBAN and total errors with the fix. Old v03 files upgraded to v09. Free, instant, no sign-up.

  1. Press Select file and pick the XML file the bank rejected.
  2. Press Check file.
  3. You get every error in simple words with how to fix it. Old-format files can be converted to the new one.

Step 1

Choose your SEPA XML fileor drag and drop it here, or paste with Ctrl+V · one XML file up to 10 MB, free
Select file
🔒 Private: used only for your result, deleted after 24 h, nobody looks at it.

Step 2

Step 3

Working on it… usually 2–30 seconds. Keep this page open.

Free: one XML file up to 10 MB, freeNo paid limit on this tool.All prices

Files are used only for your result and deleted automatically after 24 hours.

💡 Simple guide · no technical skills needed

When do I need this?

Your bank rejected a bulk payment file and you do not know why.

Words explained

SEPA XML
A file with many payments in it that you upload to your online bank instead of typing each payment.
SEPA
The system for euro bank transfers between European countries.
IBAN
Your bank account number in the international format, e.g. DE89 3704 0044 0532 0130 00.
XML
A data file used by banks and programs. Not meant to be read by people; our tools read it for you.

Stuck? Press Help in the bottom corner and write your question in any language. You get an answer in seconds, or a real person answers you.

Need this every day? Do it from your own app or script with the IBAN Validator: 500 calls a month free, no card.

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