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Finland IBAN format

An IBAN from Finland has 18 characters and starts with FI. It is a SEPA country.

Layout

FIkk bbbc cccc cccc cc

FI = country code · k = check digits · b = bank code · c = account number

PartWhereWhat
Country codepositions 1-2FI
Check digitspositions 3-42 digits (mod 97)
Bank codepositions 5-73 characters
Account numberpositions 8-1811 characters
Check an IBAN from FinlandCheck a SEPA XML fileMake a SEPA payment file

Questions

How many characters is an IBAN in Finland?

An IBAN from Finland always has 18 characters: the country code FI, 2 check digits and a 14-character national account number (BBAN).

How do I know a Finland IBAN is correct?

Check the length (18), that it starts with FI, and the mod-97 check digits. Our free IBAN checker does all three in one step and shows the bank when it is known.

Is Finland in SEPA?

Yes. Euro transfers to Finland IBANs can go as SEPA credit transfers.

Does a valid IBAN mean the account exists?

No. The check proves the number is well formed and the check digits match. Only the bank can confirm that the account is open and whose it is.

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