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Kosovo IBAN format
An IBAN from Kosovo has 20 characters and starts with XK. It is not in SEPA.
Layout
XKkk bbss cccc cccc cccc
XK = country code · k = check digits · b = bank code · s = branch code · c = account number
| Part | Where | What |
|---|---|---|
| Country code | positions 1-2 | XK |
| Check digits | positions 3-4 | 2 digits (mod 97) |
| Bank code | positions 5-6 | 2 characters |
| Branch code | positions 7-8 | 2 characters |
| Account number | positions 9-20 | 12 characters |
Questions
How many characters is an IBAN in Kosovo?
An IBAN from Kosovo always has 20 characters: the country code XK, 2 check digits and a 16-character national account number (BBAN).
How do I know a Kosovo IBAN is correct?
Check the length (20), that it starts with XK, and the mod-97 check digits. Our free IBAN checker does all three in one step and shows the bank when it is known.
Is Kosovo in SEPA?
No. Kosovo is not in the SEPA scheme, so transfers usually go as international (SWIFT) payments; the IBAN is still used.
Does a valid IBAN mean the account exists?
No. The check proves the number is well formed and the check digits match. Only the bank can confirm that the account is open and whose it is.