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Iraq IBAN format

An IBAN from Iraq has 23 characters and starts with IQ. It is not in SEPA.

Layout

IQkk bbbb sssc cccc cccc ccc

IQ = country code · k = check digits · b = bank code · s = branch code · c = account number

PartWhereWhat
Country codepositions 1-2IQ
Check digitspositions 3-42 digits (mod 97)
Bank codepositions 5-84 characters
Branch codepositions 9-113 characters
Account numberpositions 12-2312 characters
Check an IBAN from IraqCheck a SEPA XML fileMake a SEPA payment file

Questions

How many characters is an IBAN in Iraq?

An IBAN from Iraq always has 23 characters: the country code IQ, 2 check digits and a 19-character national account number (BBAN).

How do I know a Iraq IBAN is correct?

Check the length (23), that it starts with IQ, and the mod-97 check digits. Our free IBAN checker does all three in one step and shows the bank when it is known.

Is Iraq in SEPA?

No. Iraq is not in the SEPA scheme, so transfers usually go as international (SWIFT) payments; the IBAN is still used.

Does a valid IBAN mean the account exists?

No. The check proves the number is well formed and the check digits match. Only the bank can confirm that the account is open and whose it is.

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