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Netherlands IBAN format

An IBAN from Netherlands has 18 characters and starts with NL. It is a SEPA country.

Layout

NLkk bbbb cccc cccc cc

NL = country code · k = check digits · b = bank code · c = account number

PartWhereWhat
Country codepositions 1-2NL
Check digitspositions 3-42 digits (mod 97)
Bank codepositions 5-84 characters
Account numberpositions 9-1810 characters
Check an IBAN from NetherlandsCheck a SEPA XML fileMake a SEPA payment file

Questions

How many characters is an IBAN in Netherlands?

An IBAN from Netherlands always has 18 characters: the country code NL, 2 check digits and a 14-character national account number (BBAN).

How do I know a Netherlands IBAN is correct?

Check the length (18), that it starts with NL, and the mod-97 check digits. Our free IBAN checker does all three in one step and shows the bank when it is known.

Is Netherlands in SEPA?

Yes. Euro transfers to Netherlands IBANs can go as SEPA credit transfers.

Does a valid IBAN mean the account exists?

No. The check proves the number is well formed and the check digits match. Only the bank can confirm that the account is open and whose it is.

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