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Poland IBAN format

An IBAN from Poland has 28 characters and starts with PL. It is a SEPA country.

Layout

PLkk bbbb bbbb cccc cccc cccc cccc

PL = country code · k = check digits · b = bank code · c = account number

PartWhereWhat
Country codepositions 1-2PL
Check digitspositions 3-42 digits (mod 97)
Bank codepositions 5-128 characters
Account numberpositions 13-2816 characters
Check an IBAN from PolandCheck a SEPA XML fileMake a SEPA payment file

Questions

How many characters is an IBAN in Poland?

An IBAN from Poland always has 28 characters: the country code PL, 2 check digits and a 24-character national account number (BBAN).

How do I know a Poland IBAN is correct?

Check the length (28), that it starts with PL, and the mod-97 check digits. Our free IBAN checker does all three in one step and shows the bank when it is known.

Is Poland in SEPA?

Yes. Euro transfers to Poland IBANs can go as SEPA credit transfers.

Does a valid IBAN mean the account exists?

No. The check proves the number is well formed and the check digits match. Only the bank can confirm that the account is open and whose it is.

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